Chamet Settlement Date 2026: Weekly Payout Delay Guide

Understanding Chamet Settlement Dates

What is a Settlement Date?

Settlement date = when Chamet processes Bean earnings into withdrawable funds. Dual-timeline system: daily settlements at 23:59 UTC+8 calculate earnings, while withdrawal processing happens weekly Thursday 06:00 UTC+8. Your dashboard updates daily, but funds only become available after Thursday processing.

Conversion rate: 10,000 Beans = $1 USD. Minimum withdrawal: 100,000 Beans ($10). For consistent diamond balances during settlement processing, chamet diamonds recharge via BitTopup provides immediate delivery.

Weekly Payout Cycle

Monday 00:00 - Sunday 23:59 UTC+8 earnings become eligible for withdrawal the following Thursday 06:00 UTC+8. Submit withdrawal requests by Wednesday evening UTC+8 for inclusion in upcoming Thursday batch.

Processing times by method:

• E-wallets (GCash, PayPal, Arripay): 1-2 business days
• Bank transfers: 1-7 days
• USDT-TRC20: 24-48 hours

Funds typically arrive Thursday-Saturday, though international transfers may face additional delays.

Earnings to Withdrawal Pipeline

Access withdrawal: Me > Wallet > Withdraw. System verifies minimum balance, then requires face verification for first-time withdrawals (nod, blink, open/close mouth, shake head). This biometric security ensures 18+ age compliance.

New accounts: 24-48 hour verification period before first withdrawal.

Daily limits by verification tier:

• Basic: $50/day
• Semi-verified: $5,000/day
• Fully-verified: $10,000/day

Transaction fees: ~12% on $10 minimum withdrawals. Track status through Withdrawal History (1-5 day processing estimates).

New Year 2026 Holiday Impact

Holiday Dates Affecting Settlements

No official Chamet announcements for New Year 2026 delays. Standard Thursday 06:00 UTC+8 processing remains confirmed. However, banks observe January 1, 2026 as public holiday, affecting fund transfer completion even if Chamet processes on schedule.

Expect 1-3 day extensions beyond standard 1-2 business day window for withdrawals initiated December 29, 2025 - January 5, 2026, especially international transfers.

Banking Closures and Processing Gaps

Financial institutions implement holiday closures independently of Chamet's schedule. When Chamet shows processed, receiving banks may not process transfers until next business day post-holiday.

Faster alternatives during holidays:

• E-wallets (PayPal, GCash): automated processing continues
• USDT-TRC20: blockchain operates unaffected by banking holidays

Bind alternative payment methods through My Earnings > Withdraw for reliable holiday settlement.

Regional Variations

Delays vary by host location and withdrawal method. Regions with extended New Year holidays (multi-day Asian celebrations) face compounded delays when local banking holidays coincide with international transfer gaps.

Currency conversion adds delays—USD to local currency requires multiple conversion points, each extracting fees. USDT-TRC20 eliminates conversion, preserving full value minus minimal blockchain fee ($1-2). Trade-off: requires crypto exchange account.

January 2026 Settlement Schedule

Week-by-Week Breakdown

• Dec 29, 2025 - Jan 4, 2026 earnings: Process Thursday, Jan 8, 2026, 06:00 UTC+8
• Jan 5-11 earnings: Process Thursday, Jan 15, 2026
• Jan 12-18 earnings: Process Thursday, Jan 22, 2026
• Jan 19-25 earnings: Process Thursday, Jan 29, 2026

Submit by Wednesday evening preceding each Thursday. Late submissions roll to following week (7-day delay).

$10 minimum (100,000 Beans) can accumulate across multiple weeks if single week falls short.

Holiday Period Adjustments

Without official confirmation, prepare for 3-5 business day arrivals during Dec 29, 2025 - Jan 5, 2026 period. January 8, 2026 settlement (covering New Year week) carries highest delay risk.

Conservative planning: assume extended timeline for bank transfers. For guaranteed January fund availability, consider withdrawing from Dec 22-28 cycle (processes Jan 1) before holiday impacts.

Need platform engagement during delays? Top up chamet app provides immediate diamonds without waiting for settlements.

Normal Schedule Resumes

Standard Thursday 06:00 UTC+8 processing fully resumes by January 15, 2026, when banks return to normal operations. Settlements from this date revert to standard 1-2 day (e-wallets) or 1-7 day (bank) timelines.

Verify normalization through Withdrawal History—if Jan 15 and Jan 22 settlements complete within standard timeframes, confirms full operational return. Persistent delays beyond Jan 22 indicate account-specific issues, not systemic holiday impacts.

Payment Processing System

Diamond Earnings to Bank Account

Viewers send diamonds → convert to Beans at platform rate → daily settlements at 23:59 UTC+8 calculate total accumulation → updates My Beans balance.

Withdrawal: Profile > My Beans > Withdraw → enter amount ($10 increments) → confirm. System deducts Beans, creates pending withdrawal record. MetWallet binding required before this step.

Thursday 06:00 UTC+8 batches all pending withdrawals, initiates transfers to bound payment methods. Notifications track status: pending → processing → completed.

Verification and Security

Face verification = primary security gate. First withdrawal triggers verification interface requiring four biometric actions within timed sequence. Failed attempts require 24-hour wait before retry.

Age verification simultaneous—platform restricts withdrawals to 18+. Algorithm includes age estimation, flagging accounts appearing below threshold for manual review (adds 24-48 hours).

Verification tier requirements:

• Basic ($50 daily): face verification only
• Semi-verified ($5,000 daily): government ID + address verification
• Fully-verified ($10,000 daily): comprehensive documentation including income proof, tax ID

Complete higher tiers proactively, not during urgent withdrawals.

Currency Conversion

Chamet processes in USD (10,000 Beans = $1). Non-USD accounts encounter conversion at payment processor level. PayPal applies institutional rate + 3-4% conversion fees.

Bank transfers involve multiple conversion points: Chamet processor → intermediary bank → receiving bank → account currency. Each extracts fees, potentially reducing $100 to $92-95 for emerging market currencies.

USDT-TRC20 eliminates conversion—receive stablecoin pegged 1:1 to USD. Preserves full value minus blockchain fee ($1-2). Preferred for $100+ withdrawals where conversion fees become significant.

Settlement Delay Myths Debunked

Myth: Delayed Payments Mean Lost Earnings

Earnings never disappear. Bean balance in My Beans = guaranteed funds persisting regardless of withdrawal timing. Daily settlements at 23:59 UTC+8 lock earnings immediately, creating immutable record.

Confusion: available balance vs pending withdrawal. Submitted withdrawals move from available to pending category (invisible in main display but tracked in Withdrawal History). Check Withdrawal History for complete fund visibility.

Platform maintains reserve accounts guaranteeing withdrawal fulfillment. Delays stem from processing logistics (banking hours, verification queues), not liquidity issues.

Myth: Only Low-Level Hosts Experience Delays

Processing identical across all host levels—verification tier is sole differentiator. New host with basic verification and top-tier host with full verification enter same Thursday queue. Tier affects daily limits ($50 vs $10,000), not processing speed.

Higher earners perceive faster processing due to optimized payment methods (USDT-TRC20, premium e-wallets). This creates illusion of preferential treatment when actual variable is payment method efficiency.

Account history influences scrutiny—consistent withdrawal patterns = automated processing; irregular large withdrawals = manual review. Host withdrawing $100 weekly for 6 months processes faster than first $600 withdrawal, regardless of verification tier.

Myth: You Can Speed Up Holiday Settlements

No mechanism exists for expediting withdrawals in queue. Thursday 06:00 UTC+8 batch processing = automated sequential execution. Contacting support, upgrading verification, or multiple submissions don't accelerate queued requests.

Only control: submission deadline adherence. Submit by Wednesday 23:59 UTC+8 for upcoming Thursday; after = defers to following week. During holidays, 7-day deferral compounds with banking delays.

Payment method selection offers indirect speed control. Switch bank transfer → USDT-TRC20 reduces 7-9 days to 2-3 days, but requires advance MetWallet binding—can't change for pending withdrawals.

Tracking Settlement Status

Earnings Dashboard Access

Dashboard location: Me > Wallet. Displays current Bean balance, pending withdrawals, completed history. Main balance = immediately available Beans (if 100,000 minimum met). Earnings breakdown by source: live stream gifts, private calls, bonus rewards.

Withdraw button reveals bound payment methods, available balance, estimated processing time. Interface calculates maximum withdrawable amount accounting for verification tier limits.

My Earnings section: granular transaction history filterable by date, type, status. Verify earnings from specific streams appear in correct weekly cycle by cross-referencing timestamps with Monday-Sunday boundaries.

Settlement Status Indicators

Four statuses:

1. Pending: Awaits next Thursday 06:00 UTC+8 batch (submission to Thursday)
2. Processing: Chamet initiated transfer to payment processor (1-2 days e-wallets, 3-7 days banks)
3. Completed: Funds reached destination (immediate for PayPal/crypto, 1-2 days bank posting)
4. Failed: Transfer rejected; Beans return to available balance within 24 hours

Completed status ≠ immediate availability for banks—may require additional 1-2 days posting despite Chamet showing completion.

Payment Notifications

Enable push notifications: Me > Settings > Notifications > activate Payment & Wallet. Receive alerts for: submission confirmation, processing initiation (Thursday batch), completion/failure.

Email notifications: same Settings menu, requires verified email. Includes transaction IDs, exact timestamps, estimated completion dates.

Third-party processors send independent notifications (PayPal app alerts when deposits complete). Monitor both streams during first withdrawals to establish normal timing patterns.

Managing Cash Flow During Delays

Planning for Holiday Gaps

Maintain buffer = 2-3 weeks typical earnings to absorb delays. Worst-case: withdrawal submitted after Thursday deadline (7-day defer) + holiday period (3-5 days) + bank transfer (5-7 days) = 15-19 day gap.

High-risk holiday periods:

• New Year: Jan 1-3
• Chinese New Year: late Jan/early Feb (dates vary)
• Easter: Mar/Apr
• Christmas: Dec 24-26

Schedule major expenses around confirmed settlement dates, not assumed timelines during these periods.

Diversify income within Chamet: structure consistent daily earnings vs concentrated weekend earnings, smoothing cash flow across weekly cycles.

Maximizing Pre-Holiday Earnings

Strategic scheduling: maximize Dec 15-21 live streams → earnings process Dec 26 (before January delays). Dec 22-28 cycle processes Jan 1 = last reliable pre-holiday settlement.

Promotional campaigns in pre-holiday weeks capitalize on increased viewer availability. Many viewers increase platform usage late December while host competition decreases.

Verification upgrades: complete by mid-December. Upgrading basic → semi-verified takes 3-5 business days; initiating late December risks delays extending into January.

Alternative Income Strategies

Referral program: immediate bonuses (24-48 hours after referred user's first activity). $5-20 per qualified referral supplements settlement-dependent earnings.

Platform challenges: milestone rewards with accelerated payouts (5-7 days post-month vs standard weekly cycle). Challenge rewards sometimes offer direct diamonds vs Bean accumulation.

Premium content: subscription fees process monthly, independent of weekly Bean settlements. Balances weekly performance earnings with monthly subscription revenue for predictable cash flow.

When to Contact Support

Normal vs Abnormal Delays

Normal processing ranges:

• E-wallets: 1-2 business days
• Bank transfers: 5-7 business days
• USDT-TRC20: 24-48 hours

Abnormal delays: exceeding normal by 3+ business days without status updates. PayPal in Processing 5+ days = routing issue. Bank transfers exceeding 10 business days warrant investigation.

Holiday periods extend normal ranges 2-4 business days (7-9 day total acceptable). Delays exceeding 14 days even during holidays = systemic issues. Calculate business days from Thursday processing date, excluding weekends and banking holidays.

Required Support Information

Six critical data points:

1. Transaction ID (Withdrawal History)
2. Amount (Beans + USD)
3. Submission timestamp
4. Current status
5. Payment method details (last 4 digits/wallet address)
6. Error messages (if any)

Screenshots strengthen tickets. Include payment processor confirmation status—if Chamet shows Completed but destination shows no transfer = processor routing issue; if Chamet shows extended Processing = internal delay.

Verification status affects priority. Fully-verified accounts receive priority investigation; basic verification may require additional identity confirmation (adds 24-48 hours).

Resolution Timeframes

Standard response: 24-48 hours acknowledgment, 3-5 business days investigation completion. Payment issues receive higher priority. Complex cases (international/crypto) may extend to 7-10 business days.

Escalation: request if no update within 5 business days. Routes to senior staff with direct payment operations access. Adds 2-3 days but increases resolution probability.

Resolution outcomes:

• Routing errors: reversal + reprocessing (5-7 days)
• Verification holds: document submission + review (7-14 days)
• Processor restrictions: bind alternative method (timeline varies)

FAQ

Why is my Chamet payment delayed in January 2026? No official delays announced. Standard Thursday 06:00 UTC+8 processing continues, but banking closures on January 1 may extend typical 1-2 day arrival to 3-5 days for withdrawals processing Dec 29, 2025 - Jan 5, 2026.

When will normal settlement dates resume after New Year? Thursday 06:00 UTC+8 processing operates continuously. Normal arrival timelines (1-2 days e-wallets, 1-7 days banks) fully resume by January 15, 2026 when international banks return to regular operations.

How does New Year affect weekly payouts? Chamet's internal processing follows regular Thursday schedule, but external banking networks experience reduced operations Jan 1-3, 2026. Creates potential delays in transfers reaching accounts despite Chamet completing processing on schedule.

What is the normal settlement schedule? Earnings accumulate Monday 00:00 - Sunday 23:59 UTC+8, daily settlements at 23:59 UTC+8 update balances. Withdrawal processing Thursdays 06:00 UTC+8 for requests submitted by Wednesday evening. Minimum: 100,000 Beans ($10), funds arrive 1-2 days (e-wallets) or 1-7 days (banks).

How long do holiday delays last? Expect 2-4 additional business days beyond normal processing for withdrawals coinciding with major holidays. Highest-risk: January 8 processing (Dec 29-Jan 4 earnings) may extend to 5-7 total days vs typical 1-2 days.

How to check settlement status during holidays? Me > Wallet > Withdraw > Withdrawal History shows all transactions. Status: Pending (awaits Thursday), Processing (transfer initiated), Completed (funds sent), Failed (resubmit required). Enable Settings > Notifications > Payment & Wallet for real-time updates.